Ford Auto Financing Center in Beavercreek OH

Find the Financing Solution for Your New Ford Car, Truck, or SUV

Don't let the topic of financing scare you away from bringing home the next used or new Ford vehicle in your fleet -- let our team assuage your fears and get you into your next great ride. Have you been eying a new Ford F-150? The idea of picking between the various trims, cab styles, and bed lengths available is exciting, but if thinking of how you'll pay for the lease or loan each month makes you nervous, let us help you feel confident in your decision.

We have had years of experience finding our customers the right financing terms that make the process of driving home much easier, and when you find the right new Ford Escape or EcoSport, you won't want anything to stand in your way. That's why our team has spent so many hours dedicating our time to finding you and other customers the perfect financing option.

The Right New Ford Lease or Loan is Waiting -- Which is Right for You?

Leasing the next great new Ford Explorer or Edge means that you not only get the latest greatest features, but you have plenty of benefits waiting aside from sporting the newest model year. Buying has its own advantages, and our customers sometimes have questions about which is the best fit -- should they lease or buy? We want your happiness to be the highest priority, so learning the difference between these options is the first thing to consider.

Lease or Buy?

  • Leasing affords you the opportunity to trade-in for a new model every few years, while buying means you'll eventually see an end to your monthly payments
  • Our new specials page offers plenty of great lease terms to get excited over, while the OEM is less likely to release loan offers
  • A lease means you may have a lower monthly payment with no down payment, while buying requires a down payment and a higher loan based on the vehicle's full value
  • Buying can pertain to a new or used vehicle, but a lease is usually for new models only
  • Mileage restrictions are part of leasing, but you won't need to worry about depreciation rates while buying a new car gives you the freedom to travel, but you'll end up dealing with depreciation if you sell your vehicle down the road

As you can see, there are plenty of benefits to each option, but only you can decide which is the right choice, and we're here to act as guides throughout the experience. Whether you're coming in with a down payment or a trade-in, you can count on our financing team to get you through the process quickly and painlessly.

Speak with Our Team About Your Trade-In Today to Get Started

The benefit of buying is that eventually, you can use that vehicle to leverage towards the purchase of another model. Our team is helpful at finding the fair market value of your model and using it towards the financing of your next Ford Fusion or Mustang. We want you to get the most for your current car, truck, or SUV, so you to drive away in your new or used Ford model as happy as possible.

If you have questions about the models we sell or about the lease and loan options available to you, feel free to contact our financing team today. You can value your trade and apply for financing right here on our website to save time during your visit to us, giving you the chance to drive home in your perfect vehicle sooner than ever. During any point in the process, you can rely on us to get you answers to your most pressing concerns, so don't hesitate to use us as a resource for all Ford-related needs. What have you got to lose? Get started today.

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Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Germain Ford of Beavercreek

2356 Heller Drive
Directions Beavercreek, OH 45434

  • Sales: (937) 429-1300
  • Service: (937) 429-1300
  • Parts: (937) 429-2100

Finance Hours

  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 5:00pm
  • Sunday Closed
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